![]() It is also proven you are less likely to spend the same amount if you have to pay with cash (you also can’t spend more than you have) so may find you have some left to save.īy following the steps above you will be aware of any areas in which you are spending more than you need to and any areas where you are struggling to find the money to cover basis costs. This approach works well as you know what you have for the week and see the money depleting, so you always know how close you are to your budget. You may decide to live using only cash and ditch the card.Some new mobile apps allow you to make these pots to keep money separate. ![]() You can do this by taking out cash to put into each “pot” or you can open separate accounts. This is often referred to as Jam-Jar budgeting and more information can be found by clicking the link.
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